Debt Collection Lawsuit Defense Attorneys

Our Debt Collection Defense Attorneys Fight for You!

If you are being sued by a credit card company, debt collector or a 3rd party collector that has purchased (or is collecting on) your delinquent account, the Debt Lawyers at FCA national service.org can help. We have provided Debt Collection Lawsuit Defense to many clients in the same situation and can guide you in analyzing your budget to determine if we should assist with defending, postponing, or settling your lawsuit, or if we may need to help you to file for bankruptcy.

In many instances, we have gotten cases dismissed with a well-prepared defense and have been able to settle other cases before they ever see a courtroom. In other cases, the strategy has been to postpone as long as possible, thereby buying time and allowing a client to save funds that are used in a settlement agreement, thus avoiding a judgment.

When debt is the problem – we have the answers. Practicing law since 1993, FCA national service.org lawyers and members of his staff have helped of thousands of people with their debts, business problems, and other financial issues. When you choose our law firm to help you deal with your creditor lawsuit, one of our debt attorneys will evaluate your current financial situation. They’ll work within your budget to help create an individualized plan for your needs. We will then help implement the strategies, and the end result will be you – debt free and stress-free – the way life should be!

Debt Collection Lawsuit Defense is a Large Part of Our Practice

Our law firm is staffed with highly qualified debt lawyers who specialize in consumer and business debt relief which encompasses this area of the law. We are well versed in protecting the rights of our clients an will vigorously work to defend them.

Some clients only owe money on one account and were sued. Others have only one lawsuit but many other debts they are struggling with. Still, others have many active lawsuits when they call for help. We understand that each situation and each debt collection lawsuit defense strategy is different. Our experience has well prepared us for every different situation that may arise in defending our clients. While taking into consideration your budget, our debt lawyers and attorneys will analyze your situation and will work with you to develop the appropriate strategy that best suits your needs.

  • Payment Plan Negotiations
  • Debt Settlement
  • Defense Litigation
  • Bankruptcy

I Received a Wage Garnishment Notification. Can Debt Collection Lawsuit Defense Help?

ABSOLUTELY! If there is a judgment against you, your salary can now be garnished without being given any further notice. If the judgment causing the garnishment was entered against you by way of default, we might be able to vacate the judgment and stop the garnishment. That means if you were sued but weren’t served and therefore didn’t even know about the lawsuit, we may be able to fight the judgment and get it removed – along with the garnishment. If the judgment is valid and you were served correctly but didn’t defend yourself or did defend and lost the case, then we can still help in other ways.

If you received an income execution order to garnish your wages, most times, we can settle the judgment amount for less than the amount owed. Although settlements in these cases are typically at higher payback percentages, any savings is better than paying the full amount plus interest, court fees, and Marshall or Sheriff fees. Once you pay off the negotiated settlement amount, we will obtain a Letter of Satisfactory Judgment for you. If you do not have the funds to settle, we help you work out a voluntary payment plan or file for bankruptcy if you qualify for it.

My Bank Account is Frozen Can Debt Collection Lawsuit Defense Help?

ABSOLUTELY! If there is a judgment against you, a lien can be placed against your property without being given any further notice. If the judgment causing the property lien was entered against you by way of default, we might be able to vacate the judgment and remove the lien. That means if you were sued but weren’t served and therefore didn’t even know about the lawsuit, we may be able to fight the judgment and get it removed – along with the lien. If the judgment is valid and you were served correctly but didn’t defend yourself or did defend and lost the case, then we can still help in other ways.

If there is a lien on your property, most times, we can settle the lien for less than the amount owed – before you try to sell or refinance, helping save thousands of dollars of your equity. Once you pay off the negotiated amount, we will obtain an Order of Lien Release for you, which removes the lien from your property. If you do not have the funds to settle in advance of your sale or refinance, we can even help you work out a payment plan or file for bankruptcy if you qualify for it.

If you get served with a debt collection lawsuit, don’t panic.

The summons and complaint you receive may often have a date on it that is already several weeks or months old. Do not worry as the date you see is not the date from which the clock starts counting for you to submit a written answer to the court. Typically when a debt collection law firm sues someone, they do not take a physical trip to the court each day to file their case or cases and purchase their index number then, but instead, make one trip every few weeks or sometimes months and buy a bunch of index numbers in bulk at one time. Then over the upcoming weeks or months, they complete each lawsuit and index number with the information of the alleged debtor they are going to sue. If you see an older date that is weeks or months before actually receiving the summons and complaint, all that means is the date the index number was purchased from the court an means nothing for your purposes. The clock starts counting for your 20-30 days the day you receive the summons and complaint.

You Still Have Time!

Our Client Service Representatives Deal on a One-on-One Basis

This means you will speak to the same person each time, should you need to contact us. The representative that explains everything to you is the one that you will remain in contact with and will be up to date on your case. This further ensures that they will do their best to tell you everything possible in store ahead in order to manage your expectations of whatever process it is that you choose to retain us for as you will build a relationship over time with the same person. Our employee retention ratio is near 100% so the likelihood of your personal representative even leaving us is slim. We have happy employees here and happy employees make for happy clients!

It is for these reasons among others we urge you to call for a free consultation. It will not only save you the time of reading but also potentially from misinterpreting any of the information on our site. If you are unable to call now and want to continue trying to figure this out on your own, please by all means, continue reading further.

Our Process

Initial Consultation

We begin with a thorough discussion to understand your legal needs and business objectives.

Legal Analysis

We conduct a detailed review of your situation and develop a strategic approach.

Implementation

We execute the legal strategy while keeping you informed at every step.

Ready to Get Started?

Schedule a consultation to discuss your legal needs and discover how we can help your business thrive.