HOW IT WORKS

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When you contact FCA National Service, we start by understanding your current financial circumstances. This includes reviewing your debts, income, expenses, and financial goals.

Negotiate your debt

Based on the information gathered during the consultation, our team of experts creates a personalized debt relief plan tailored to your specific needs.

Live debt free!

Once you approve the debt relief plan, we take action on your behalf. Our skilled negotiators engage with your creditors to potentially lower interest rates, reduce the overall amount.

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We change lives. Debt resolution made simple.

At FCA National Service, we understand the burden that debt can place on individuals and families. Our mission is to provide effective and compassionate debt relief solutions tailored to your unique financial situation. Whether you're struggling with credit card debt, medical bills, or loans, we're here to help you navigate towards a brighter financial future.

"I was hesitant to seek help for my financial troubles, but FCA National Service made the process incredibly easy and stress-free. From the initial consultation to the final resolution of my dets, their team was professional and supportive every step of the way. They helped me explore different options and ultimately provided a solution that fit my needs perfectly. I am now debt-free and couldn't be happier with the service I received from FCA National Service. Highly recommend!"

Patick Smith

OUR VALUES

Why Choose FCA National Service?

Experience

With years of experience in the debt relief industry, we have helped countless individuals and families achieve debt freedom.

Customized Solutions

We understand that every financial situation is unique. Our solutions are tailored to fit your specific needs and goals.

Transparency

We believe in transparency in all our interactions. You will always know what to expect and how our services can benefit you.

Compassionate Support

We prioritize your peace of mind. Our team provides compassionate support throughout your journey to financial recovery.

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Debt Consolidation

Simplify your finances by consolidating multiple debts into one manageable payment. Our experts negotiate with creditors to potentially lower interest rates, making your debt easier to repay.

Credit Counseling

Gain valuable insights into managing your finances effectively. Our certified counselors provide personalized advice and strategies to help you regain control of your financial health.

Debt Settlement

Reduce your overall debt amount through negotiation with creditors. We work to reach agreements that allow you to settle your debts for less than you owe, providing a path to financial recovery.

Our Practice Areas

There is no set path or direction one must take. Each person’s concerns represent a unique situation that demands focused individualized attention. Whether you require help with your debts, help to avoid foreclosure, help with bankruptcy or any other debt-related problem, FCA national service and our debt lawyers and certified debt specialists take the time to explain to you the important details of your situation and structure a course of action that will be most beneficial for you.

Tax Debt Relief

If you need IRS or state tax debt relief, then one of our Tax Lawyers, tax consultants, and tax advisors know the tax law necessary to assist with your case! FCA national service has a team of tax relief attorneys that can help with our tax relief solutions no matter the stage of the game. If your tax problems are just beginning or even if you’re already facing legal action, we can deal with the IRS or your local State tax agency on your behalf saving you thousands.

Student Loan Relief

If you are having a hard time either paying or figuring out which option is best for you to pay down your Private or Federal student loans, FCA national service will be able to assist you! If you are just coming off your grace period, have fallen behind on payments, are in default on your payments, or even in collections or being sued – we can help

Credit Card Debt Relief

If you are an individual struggling with any type of debt, we offer various debt relief services, not just one. No one solution is right for everyone as there would be no need for any other service if there were. Our services will help anyone having difficulties with debt. Whether you are on time and don’t want to hurt your credit or already years behind facing judgments and wage garnishments – we can help! Through our different options, we can provide you or your loved ones relief from the constant stress of being in too much debt.

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CLIENT FEEDBACK

Read success stories from our happy clients

I was drowning in over $35,000 of credit card debt and barely making minimum payments. I was skeptical at first, but National Debt Relief truly changed my life. Within 28 months, they helped me settle most of my debt at a fraction of what I owed. Their team was always patient, non-judgmental, and explained every step. I finally feel like I can breathe again. Highly recommend if you feel stuck!

Jude Thorn

From the moment I signed up, I felt supported. The process was explained clearly, and there were no surprise fees. They kept in touch regularly, gave me progress updates, and worked out settlements I couldn't have done myself. Yes, my credit took a temporary hit, but the financial freedom I gained was worth it. Thank you for helping me take control again.

Roy Smith

I was seriously considering bankruptcy until I contacted this program. They reviewed my debts, gave me a realistic timeline, and walked me through how it all works. It wasn’t always easy waiting for negotiations, but they got my $22,000 debt cut down by almost half. Now I’m debt-free and building back my credit. Their professionalism and kindness made a tough time so much easier.

Marsha Singer

I felt completely hopeless with $18,000 in debt after losing my job. National Debt Relief didn’t judge me—they just got to work. They reduced my monthly payments to something manageable, and within two years, I had paid off all my enrolled debt. Their customer service team always answered my questions quickly. I genuinely don’t know where I’d be without them.

Tim Shaw

What impressed me the most was how upfront they were about everything—fees, credit impact, and the time it would take. No gimmicks. I enrolled $27,000 in debt and saved nearly $10,000 by the end. They even gave me tips for rebuilding my credit when I finished. This company does what they promise, and that alone is rare these days.

Lindsay Spice

Debt was affecting my health and my marriage. I was constantly stressed. After enrolling with National Debt Relief, I had a clear plan. They communicated every settlement clearly and gave me peace of mind. Watching my debt decrease month by month gave me hope again. I wouldn’t hesitate to recommend them to anyone who feels buried by debt.

Ann Blake