Our Practice Areas

There is no set path or direction one must take. Each person’s concerns represent a unique situation that demands focused individualized attention. Whether you require help with your debts, help to avoid foreclosure, help with bankruptcy or any other debt-related problem, FCA national service.org and our debt lawyers and certified debt specialists take the time to explain to you the important details of your situation and structure a course of action that will be most beneficial for you.

Practice Areas

Consumer Debt Settlement

Experiencing a financial hardship and past due on your creditor payments? Our No Upfront Fee Debt Settlement service can reduce your outstanding balances to help get you out of debt in as quick as 1 to 60 months!  Rather than lower your interest rates, we’ll actually reduce your total debt.

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Business Debt Relief

With options from Debt Restructuring, Debt Settlement, Lawsuit Defense, and Bankruptcy.  We offer every Debt Relief solution available to help your business in its time of need.  With the lowest fees – there is no competition – as we help ensure that you get out of debt, not accumulate more!

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Debt Collection Lawsuit Defense

Recently sued, sued in the past, or facing a bank levy, property lien, or wage garnishment as the result of an old judgment?  We offer multiple options to help including lawsuit settlements & payment plans, defense litigation, vacating default judgments, and bankruptcy.

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Timeshare Cancellation

If you bought a timeshare based on a salesperson’s lies and found nothing is working as you were told it would, or, if you can no longer afford to pay for your timeshare and have tried to sell it unsuccessfully, we can help.   We cancel timeshares and can relieve you of your obligations.

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Fair Debt Collection Violation Lawsuits

The Fair Debt Collection Practices Act (FDCPA) governs how third-party debt collectors are allowed to communicate with you.  When these debt collectors violate this law as they often do, we can make them pay – literally!  You can get paid up to $1,000 and if we don’t win – we don’t charge you.

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Student Loan Relief

If your grace period just ended, have just fallen behind on your loan payments, or are in default and dealing with collectors or lawsuits – we can help!  WE OFFER IT ALLConsolidation, Deferment, Forbearance, Debt Settlement, Forgiveness, Cancellation, DischargeBankruptcy.

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Small Business Debt Collection

Whether or not you need business debt relief, If your business isn’t being paid – we help collect.  We offer Accounts Receivable Management, Pre-Lawsuit Debt Collection, Collection Lawsuits, & Post Judgment Enforcement.  You worked hard for your money – It’s time to get paid for it!

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Debt Consolidation

If you’re on time with your debt payments, have good enough credit or, assets to use as collateral, you may be able to combine all your debts into one new loan at a lower interest rate.  Through our network of lenders, we can try to help if you want to try to borrow your way out of debt.

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Debt Management & Counseling

Experiencing a financial hardship and haven’t fallen too far behind on your payments?  A Debt Management Plan, also known as Consumer Credit Counseling, can help by combining all your debts into one monthly payment at lower interest rates to have you out of debt in 4 to 7 years.

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Bankruptcy

Bankruptcy is a last resort to help save you or your business from drowning in debt.  For individuals, we offer Chapter 7 and Chapter 13 filings, and for businesses, we offer Chapter 7 and Chapter 11. We can help determine if you’re qualified and can get you the fresh start you’re looking for.

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Our Process

Initial Consultation

We begin with a thorough discussion to understand your legal needs and business objectives.

Legal Analysis

We conduct a detailed review of your situation and develop a strategic approach.

Implementation

We execute the legal strategy while keeping you informed at every step.

Ready to Get Started?

Schedule a consultation to discuss your legal needs and discover how we can help your business thrive.